Working Capital

CONVENTIONAL, FIXED RATE TERM LOAN FROM 1 TO 4 YEARS
  • $20,000 TO $350,000
  • Interest Rate from 7.99% to 15.99%
  • There may be an origination fee of 2% and Closing Cost of 2% to 3%
  • Payment in every 2 weeks on the 01st and 16th
  • No pre-payment penalty
  • No collateral require
  • Minimum credit score required is 660. Any owner with 20% or more with better credit score can be used as personal guarantor
  • Minimum 1 years in business
  • If Loan Size is $100,000 or less, we only require 3 months bank statements, an short application, copy of driver’s license and copy of a voided check. Can be funded within 1-3 days
  • If Loan Size is $100,000 or more, we will require additional documents such as: 2 years business tax returns, Year to Date Financial Statements and Debt schedule. Can be funded within 7 days